Not updated since Nov 2, 2026
USD.AI Price chart
Key stats
Performance
How the price moved over each period.
Supply
2.00B of 10.00B CHIP are in circulation.
- Circulating
- 2.00B
- Total supply
- 10.00B
- Max supply
- 10.00B
ⓘ Circulating · Total supply · Max supply
Circulating supply: coins currently available to trade, as reported by the data provider.
Total supply: coins created so far, minus any burned. It includes locked or not-yet-released coins.
Max supply: the hard cap on coins that can ever exist. Shown as “No max supply” when the protocol sets no cap.
CryptoWave Health score
Five measurable signals. Each ring segment’s length is its weight; how full it is shows the score.
Volume is 14.12% of market cap. Trades easily.
$78.84M market cap, rank #290. Bigger is harder to push around.
20% of the maximum supply circulates. Big unlocks could dilute holders.
71.9% below its all-time high of $0.1402.
Largest recent swing: 8.88% a day. Volatile.
Describes market structure today. Not a price forecast and not investment advice.
How this score is calculated
A weighted average of five signals computed from the market data on this page. Each signal is scored from 0 to 100:
- Liquidity (25%): 24-hour trading volume divided by market cap.
- Market depth (25%): market cap, on a logarithmic scale from $10 million to $1 trillion.
- Supply (15%): circulating supply divided by max supply, or by total supply when there is no cap. More supply already in circulation scores higher.
- Distance from peak (15%): the current price compared with the all-time high.
- Stability (20%): the largest recent price swing among the 1-hour move (×3), the 24-hour move and the 7-day move (÷2.6).
Bands: 75 and above strong, 55–74 fair, 35–54 weak, below 35 fragile.
Limits: the score describes current market structure only. It is not a price forecast, an audit or investment advice, and it does not consider the team, code or token unlocks. A missing input counts as a neutral 50.
Time machine
Drag the date. See what a one-off buy or a regular buy would be worth today. Real daily closing prices, fees not included.
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What is USD.AI (CHIP)?
USD.AI is a lending protocol that finances AI infrastructure. Operators of GPU fleets borrow on non-recourse terms secured by the GPUs and their cash flows, and depositors earn yield from that loan book. CHIP is the protocol's governance token. The protocol was developed by Permian Labs.
The idea is to connect two things that rarely meet in DeFi: stablecoin deposits from crypto users and the capital needs of companies that run GPU hardware for AI. Loans are secured by the hardware, and the protocol's documentation says recourse is generally limited to that collateral.
How USD.AI and CHIP work
USD.AI has three tokens. USDai is a synthetic dollar collateralized by PYUSD, which is backed by US Treasuries and cash equivalents. Depositors mint it with stablecoins and it does not accrue yield. sUSDai is the yield-bearing version, whose returns come from GPU loan interest and Treasury returns on idle reserves. CHIP sits above both.
CHIP holders vote on protocol parameters, including:
- Which hardware qualifies as collateral.
- Interest rate tiers and fee allocation.
- How the collateral universe expands.
CHIP supply and token design
The documented distribution gives 27.5% to ecosystem bootstrapping, with the first 10% distributed in the first season of the Allo Game points program, and 19.8% to a reserve for grants, partnerships and research. Core contributor and investor tokens do not unlock for the first 12 months, then 33% unlocks at month 12 and the remaining 67% unlocks monthly over the next 24 months.
CHIP is deployed on Ethereum, Arbitrum and Base at the same contract address, 0x0c1c1c109fe34733fca54b82d7b46b75cfb71f6e, and has a Solana version. Check the address against the official documentation before transacting. Live circulating supply is shown in the market data on this page.
Official information is on usd.ai.
What to check before using CHIP
- Scheduled contributor and investor unlocks will add supply to the market over time.
- The loan book depends on GPU values, which can fall faster than loan balances if hardware ages or demand for AI compute weakens.
- Borrowers may fail to repay, and the protocol's mitigants (loan-to-value limits, reserves, insurance) have limits.
- CHIP is a governance token and does not directly entitle holders to protocol yield.
- The protocol relies on off-chain legal structures and attestations, so read the risk and audit pages in its documentation.
USD.AI project profile
- Consensus
- PoW
- Open source
- No
Token contracts
- Arbitrum One:
0x0c1c1c…b71f6e - Ethereum:
0x0c1c1c…b71f6e - Base:
0x0c1c1c…b71f6e - Solana:
chipCAT7…8XVuHm
Always confirm links on the project's own official channels before connecting a wallet or sending funds.
USD.AI market analysis
With a market capitalisation of $78.84 million, USD.AI (CHIP) is classed as a micro-cap asset and ranks #290 of 406 cryptocurrencies with a reported market cap on CryptoWave, larger than about 28.6% of them. It accounts for roughly under 0.01% of the combined tracked market value. Micro-cap assets are thinly traded in most cases: a modest order can move the price and spreads are often wide.
Over the last 24 hours roughly $11.13 million of CHIP changed hands, equal to 14.12% of its market cap, which puts its trading volume ahead of about 67.7% of tracked assets. That is an active level of turnover for an asset of this size. Its turnover ratio is higher than that of about 90% of tracked assets.
Price action: CHIP moved −8.72% in 24 hours and −23.10% over 7 days. It underperformed Bitcoin by 6.54 percentage points over 24 hours and by 19.51 points over 7 days. Against the median tracked coin (behind by 6.73 points on the day and behind by 18.61 points on the week), it has been a relative laggard in recent sessions.
To overtake SOON (SOON) just above it, USD.AI would need to grow its market cap by about 0.3%; it is 2.6% larger than Targon (SN4) just below. Its market cap is under 0.01% of Bitcoin's.
Based on market data; not investment advice.
USD.AI FAQ
What is USD.AI (CHIP)?
USD.AI is a protocol that lends against GPU hardware to finance AI infrastructure. CHIP is its governance token.
What is CHIP used for?
CHIP holders vote on protocol parameters such as eligible collateral, interest rate tiers and fee allocation.
Who created USD.AI?
The protocol was developed by Permian Labs.
What backs USDai?
USDai is a synthetic dollar collateralized by PYUSD, which is backed by US Treasuries and cash equivalents, and sUSDai earns yield from GPU loans and Treasury returns.
Price history
| Date | Close | Change |
|---|---|---|
| 2026-11-03 | $0.0393 | 0.68% |
| 2026-11-02 | $0.0396 | 8.86% |
| 2026-11-01 | $0.0434 | 2.55% |
| 2026-10-31 | $0.0424 | 4.51% |
| 2026-10-30 | $0.0444 | 2.76% |
| 2026-10-29 | $0.0432 | 12.28% |
| 2026-10-28 | $0.0492 | 9.17% |
| 2026-10-27 | $0.0542 | 6.05% |
| 2026-10-26 | $0.0511 | 16.20% |
| 2026-10-25 | $0.0440 | 3.79% |
| 2026-10-24 | $0.0457 | 4.12% |
| 2026-10-23 | $0.0439 | 1.17% |
| 2026-10-22 | $0.0444 | 7.19% |
| 2026-10-21 | $0.0478 | 7.19% |
| 2026-10-20 | $0.0446 | 5.71% |
| 2026-10-19 | $0.0422 | 3.38% |
| 2026-10-18 | $0.0408 | 5.46% |
| 2026-10-17 | $0.0432 | 6.66% |
| 2026-10-16 | $0.0463 | 2.83% |
| 2026-10-15 | $0.0476 | 6.64% |
| 2026-10-14 | $0.0510 | 10.99% |
| 2026-10-13 | $0.0573 | 1.29% |
| 2026-10-12 | $0.0581 | 15.20% |
| 2026-10-11 | $0.0685 | 0.94% |
| 2026-10-10 | $0.0678 | 30.61% |
| 2026-10-09 | $0.0519 | 7.31% |
| 2026-10-08 | $0.0484 | 5.10% |
| 2026-10-07 | $0.0510 | 4.66% |
| 2026-10-06 | $0.0535 | 2.04% |
| 2026-10-05 | $0.0524 | 7.42% |
| 2026-10-04 | $0.0488 | 10.63% |
| 2026-10-03 | $0.0441 | 0.05% |
| 2026-10-02 | $0.0441 | 3.54% |
| 2026-10-01 | $0.0426 | 1.48% |
| 2026-09-30 | $0.0433 | 1.70% |
| 2026-09-29 | $0.0440 | 0.11% |
| 2026-09-28 | $0.0440 | 5.58% |
| 2026-09-27 | $0.0466 | 4.34% |
| 2026-09-26 | $0.0487 | 3.49% |
| 2026-09-25 | $0.0504 | 5.50% |
| 2026-09-24 | $0.0478 | 13.70% |
| 2026-09-23 | $0.0420 | 10.48% |
| 2026-09-22 | $0.0470 | 0.97% |
| 2026-09-21 | $0.0465 | 8.64% |
| 2026-09-20 | $0.0428 | 2.37% |
| 2026-09-19 | $0.0439 | 2.32% |
| 2026-09-18 | $0.0449 | 19.23% |
| 2026-09-17 | $0.0377 | 2.95% |
| 2026-09-16 | $0.0366 | 1.08% |
| 2026-09-15 | $0.0370 | 11.62% |
| 2026-09-14 | $0.0418 | 1.68% |
| 2026-09-13 | $0.0411 | 14.24% |
| 2026-09-12 | $0.0480 | 2.26% |
| 2026-09-11 | $0.0469 | 1.96% |
| 2026-09-10 | $0.0460 | 10.45% |
| 2026-09-09 | $0.0514 | 3.75% |
| 2026-09-08 | $0.0534 | 0.84% |
| 2026-09-07 | $0.0538 | 8.59% |
| 2026-09-06 | $0.0589 | 0.49% |
| 2026-09-05 | $0.0592 | 7.91% |