Not updated since Nov 2, 2026
Huma Finance Price chart
Key stats
Performance
How the price moved over each period.
Supply
1.73B of 10.00B HUMA are in circulation.
- Circulating
- 1.73B
- Total supply
- 10.00B
- Max supply
- 10.00B
ⓘ Circulating · Total supply · Max supply
Circulating supply: coins currently available to trade, as reported by the data provider.
Total supply: coins created so far, minus any burned. It includes locked or not-yet-released coins.
Max supply: the hard cap on coins that can ever exist. Shown as “No max supply” when the protocol sets no cap.
CryptoWave Health score
Five measurable signals. Each ring segment’s length is its weight; how full it is shows the score.
Volume is 34.17% of market cap. Trades easily.
$41.04M market cap, rank #361. Bigger is harder to push around.
17% of the maximum supply circulates. Big unlocks could dilute holders.
79.5% below its all-time high of $0.1156.
Largest recent swing: 13.68% a day. Volatile.
Describes market structure today. Not a price forecast and not investment advice.
How this score is calculated
A weighted average of five signals computed from the market data on this page. Each signal is scored from 0 to 100:
- Liquidity (25%): 24-hour trading volume divided by market cap.
- Market depth (25%): market cap, on a logarithmic scale from $10 million to $1 trillion.
- Supply (15%): circulating supply divided by max supply, or by total supply when there is no cap. More supply already in circulation scores higher.
- Distance from peak (15%): the current price compared with the all-time high.
- Stability (20%): the largest recent price swing among the 1-hour move (×3), the 24-hour move and the 7-day move (÷2.6).
Bands: 75 and above strong, 55–74 fair, 35–54 weak, below 35 fragile.
Limits: the score describes current market structure only. It is not a price forecast, an audit or investment advice, and it does not consider the team, code or token unlocks. A missing input counts as a neutral 50.
Time machine
Drag the date. See what a one-off buy or a regular buy would be worth today. Real daily closing prices, fees not included.
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What is Huma Finance (HUMA)?
Huma Finance is a payment financing network, often called PayFi. It connects global capital to real-world payment flows such as cross-border settlements, card payments and payroll advances, and settles them on-chain. Huma was co-founded in 2022 by Erbil Karaman and Richard Liu.
The protocol launched on Solana in November 2024. The project lists Solana, Circle, the Stellar Development Foundation and Galaxy Digital among its strategic partners. It comes in two forms: Huma, a permissionless version launched in April 2025, and Huma Institutional, a permissioned version for licensed institutions.
How Huma Finance works
Liquidity providers supply capital to pools that finance payment-related assets, while businesses and payment providers use that capital to bridge the time between delivering a service and receiving funds. Retail investors can join pools through the permissionless version. Institutions access curated payment financing and tokenized real-world asset opportunities through the permissioned version.
- Financing is tied to real payment flows rather than speculative trading.
- Settlement happens on-chain, which shortens the time to receive funds.
- Institutional access is limited to approved participants.
HUMA supply and token design
The HUMA token has a total supply of 10,000,000,000. It launched in May 2025 as the 70th project on Binance Launchpool, which distributed 250 million HUMA, or 2.5% of supply, to participants who staked BNB, FDUSD or USDC. Spot trading began on May 26, 2025, with an initial circulating supply of 1,733,333,333 tokens. Live circulating supply is shown in the market data on this page.
HUMA exists on Solana at HUMA1821qVDKta3u2ovmfDQeW2fSQouSKE8fkF44wvGw and on BNB Smart Chain at 0x92516e0ddf1ddbf7fab1b79cac26689fdc5ba8e6. Check the contract address on the official site before trading.
Official information is on huma.finance.
What to check before using HUMA
- Most of the supply was locked at launch, so future unlocks can increase the tradable amount.
- Payment financing carries credit risk: if a payer or borrower defaults, pool returns can suffer.
- The permissioned Huma Institutional product is limited to licensed institutions, so not every feature is open to retail users.
- The token's current functions and any reward programs can change, so read the project's latest documentation.
- Payment financing pools can be affected by delays in the underlying payments, which may slow withdrawals from a pool.
- Binance marked the token with a Seed Tag at listing, a label for newer assets that can be more volatile.
Huma Finance project profile
- Open source
- No
Token contracts
- Solana:
HUMA1821…44wvGw - BNB Chain:
0x92516e…5ba8e6
Always confirm links on the project's own official channels before connecting a wallet or sending funds.
Huma Finance market analysis
With a market capitalisation of $41.04 million, Huma Finance (HUMA) is classed as a micro-cap asset and ranks #496 of 406 cryptocurrencies with a reported market cap on CryptoWave, larger than about 0.0% of them. It accounts for roughly under 0.01% of the combined tracked market value. Micro-cap assets are thinly traded in most cases: a modest order can move the price and spreads are often wide.
Over the last 24 hours roughly $14.02 million of HUMA changed hands, equal to 34.17% of its market cap, which puts its trading volume ahead of about 66.3% of tracked assets. This is a very high turnover, which typically signals heavy speculative interest or a news-driven day. Its turnover ratio is higher than that of about 97% of tracked assets.
Price action: HUMA moved −12.58% in 24 hours and +8.75% over 7 days. It underperformed Bitcoin by 10.40 percentage points over 24 hours but outperformed it by 12.34 points over 7 days. Against the median tracked coin (behind by 10.59 points on the day and ahead by 13.25 points on the week), it has been a relative strength in recent sessions.
To overtake EfficientFrontier (SN53) just above it, Huma Finance would need to grow its market cap by about 0.1%; it is 0.9% larger than Ontology (ONT) just below. Its market cap is under 0.01% of Bitcoin's.
Based on market data; not investment advice.
Huma Finance FAQ
What is Huma Finance (HUMA)?
Huma Finance is a PayFi network that finances real-world payments with on-chain settlement. HUMA is its token.
Who created Huma Finance?
Huma Finance was co-founded in 2022 by Erbil Karaman and Richard Liu.
When did HUMA launch?
The HUMA token launched in May 2025 through Binance Launchpool, and spot trading began on May 26, 2025.
How many HUMA tokens are there?
The total supply is 10 billion HUMA. The market data on this page shows the live circulating supply.
Price history
| Date | Close | Change |
|---|---|---|
| 2026-11-03 | $0.0211 | 13.87% |
| 2026-11-02 | $0.0244 | 9.11% |
| 2026-11-01 | $0.0269 | 5.28% |
| 2026-10-31 | $0.0284 | 0.14% |
| 2026-10-30 | $0.0284 | 1.43% |
| 2026-10-29 | $0.0280 | 2.83% |
| 2026-10-28 | $0.0272 | 5.06% |
| 2026-10-27 | $0.0259 | 13.76% |
| 2026-10-26 | $0.0227 | 1.86% |
| 2026-10-25 | $0.0232 | 5.08% |
| 2026-10-24 | $0.0244 | 7.08% |
| 2026-10-23 | $0.0263 | 1.23% |
| 2026-10-22 | $0.0260 | 13.18% |
| 2026-10-21 | $0.0299 | 3.53% |
| 2026-10-20 | $0.0289 | 3.77% |
| 2026-10-19 | $0.0278 | 0.91% |
| 2026-10-18 | $0.0276 | 2.68% |
| 2026-10-17 | $0.0283 | 2.39% |
| 2026-10-16 | $0.0277 | 14.07% |
| 2026-10-15 | $0.0322 | 1.47% |
| 2026-10-14 | $0.0327 | 6.84% |
| 2026-10-13 | $0.0351 | 4.13% |
| 2026-10-12 | $0.0337 | 2.46% |
| 2026-10-11 | $0.0345 | 6.15% |
| 2026-10-10 | $0.0325 | 0.18% |
| 2026-10-09 | $0.0326 | 9.40% |
| 2026-10-08 | $0.0298 | 1.55% |
| 2026-10-07 | $0.0303 | 0.07% |
| 2026-10-06 | $0.0303 | 6.77% |
| 2026-10-05 | $0.0325 | 8.63% |
| 2026-10-04 | $0.0356 | 6.85% |
| 2026-10-03 | $0.0333 | 1.33% |
| 2026-10-02 | $0.0337 | 0.33% |
| 2026-10-01 | $0.0336 | 3.96% |
| 2026-09-30 | $0.0323 | 9.44% |
| 2026-09-29 | $0.0296 | 4.86% |
| 2026-09-28 | $0.0282 | 1.74% |
| 2026-09-27 | $0.0287 | 0.66% |
| 2026-09-26 | $0.0289 | 8.41% |
| 2026-09-25 | $0.0266 | 3.82% |
| 2026-09-24 | $0.0257 | 6.21% |
| 2026-09-23 | $0.0242 | 0.58% |
| 2026-09-22 | $0.0243 | 2.06% |
| 2026-09-21 | $0.0248 | 8.06% |
| 2026-09-20 | $0.0230 | 6.21% |
| 2026-09-19 | $0.0245 | 4.53% |
| 2026-09-18 | $0.0256 | 4.02% |
| 2026-09-17 | $0.0246 | 2.16% |
| 2026-09-16 | $0.0241 | 6.49% |
| 2026-09-15 | $0.0227 | 1.44% |
| 2026-09-14 | $0.0230 | 1.63% |
| 2026-09-13 | $0.0234 | 1.68% |
| 2026-09-12 | $0.0238 | 3.57% |
| 2026-09-11 | $0.0229 | 7.55% |
| 2026-09-10 | $0.0213 | 7.70% |
| 2026-09-09 | $0.0231 | 2.76% |
| 2026-09-08 | $0.0225 | 0.85% |
| 2026-09-07 | $0.0223 | 0.89% |
| 2026-09-06 | $0.0225 | 2.04% |
| 2026-09-05 | $0.0221 | 2.37% |