MoneyToken is a blockchain-based financial lending platform that allows the participants to hold onto their cryptocurrency and spend cash at the same time. The MoneyToken platform offers the participants the option to take out a loan using their cryptocurrency asset, in exchange, they receive a loan amount in a stable currency. To complete the agreement the user needs to pay back the loan to receive the digital asset back.

The IMT Token is an Ethereum-based ERC 20 utility token used as a deposit method, discount on the platform fees and provides the opportunity to become a creditor.