Paytomat is a blockchain-based payment platform. It is designed to help merchants, consumers and crypto core teams to connect to each other and create real-life traction for cryptocurrencies as an emerging method of everyday payments. Both merchant and customer are treated as possible crypto investors who manage their assets across crypto and fiat. The merchant can cash out through their payment processing partners or hold part of their gain in crypto. Built as a decentralized autonomous organization and decentralized franchise, Paytomat features two loyalty programs based on the PTM coin, incentivizing merchants to accept payments in crypto, and PTX token, incentivizing end customers to pay with crypto.

The PTI token is a Waves-based cryptocurrency. It is a utility token that concedes users the right to exchange PTI tokens to PTM coins in the future. PTM coins are the medium of exchange for the Paytomat payment system.